الله يرحمها الدرجيحة هههههه

(Reuters) – The Reserve Bank of India has urged banks to offer more long-term fixed-rate loan products in contrast to the current bias of lenders towards floating-rate products, to protect borrowers from interest rate fluctuations.

To help banks move towards fixed-rate products, the RBI suggests banks could reset interest rates after a period of 7 to 10 years instead of charging an exorbitant flat rate for the entire tenure, said an RBI panel’s report on assessing feasibility of introducing more long-term fixed-rate loan products.